After years of being buried in debt, paying it off felt like the finish line. But as I’ve learned through experience, that moment wasn’t the end of my financial journey—it was just the beginning. Once I had my debt under control, I had a whole new set of goals to focus on: building long-term wealth…
Category: Retirement Planning
The Best Savings Accounts in the USA for Single Professional Women Over 40
Let’s be real: saving money as a single professional woman over 40 isn’t just about tucking cash away—it’s about growing your financial power while maintaining flexibility and security. Whether you’re building an emergency fund, saving for a dream vacation, or investing in your future, choosing the right savings account can make a huge difference in…
Investing in Your First Real Estate Property at 40+: A Smart Move for Your Future
So, you’re 40+ and thinking about diving into real estate investing? Let me tell you, it’s not too late—it’s actually the perfect time! You have more financial stability, better credit, and a clearer vision of your long-term goals. I bought my first investment property at 42, and while I had some doubts at first, it…
Best Housing Options If You Make Less Than $100K in New York
New York is one of the most expensive cities in the world, but that doesn’t mean you can’t find a place to call home without spending your entire paycheck on rent. If you’re a single, frugal woman over 40 making under $100K, smart housing choices are essential. Whether you’re looking to rent, buy, or explore…
401(k) vs. Roth IRA: Which One Should You Choose as a Single Ambitious Woman 40+?
Wait, I have HOW MUCH in my 401(k)?! That was my reaction the first time I actually sat down and checked my retirement account. As a single, ambitious woman juggling career growth, travel dreams, and the occasional splurge on luxury skincare, I had been contributing to my 401(k) for years—without really understanding what it meant….